Sharing EXPERIENCE and EXPERTISE in Development Finance issues 

Our FINANCE BOUTIQUE provides Policy/Decision-makers with advisory services to deliver an enabling environment and Private Clients to facilitate either start-up or growth-up business, empowering people being the avenue to alleviate poverty,

We do mix both field Experience in twenty-six Countries and Expertise in development finance to design, manage and evaluate viable and feasible business solutions to achieve countries’ inclusive growth as per UN 2030 AGENDA FOR SDGs.

We make available services in the areas of: Financial Inclusion// Retail Banking// Project Design & Management & Evaluation// Risk Fund// Revolving Fund// Governance// Microfinance// Training, Negotiation with digital & finance providers// Exploration market opportunity// Draft technical proposal & methodology.


To have a real impact on the economy there should be a move from CREDIT-BASED ECONOMY to COMMUNITY-BASED ECONOMY and shift the paradigm of the financial interventions from over indebted economy at micro and macro level to a real people’s empowerment via jobs creation and opportunities promotion. The figure in the Blog “Inclusive Growth via business approach visualises the methodology, which we elaborated from the UN 2030 Agenda for SDG.

We do think that the dominant role of the finance in the economy should be lessened, on the ground that it hasn’t produced prosperity but a virtual affluence.

The poverty is a government duty and not a lender task. Moreover, we assume that the private sector should take the lead and get really involved in the promotion of communities’ well-being, as spelt out in the blog page National Investors setting-up Country Development Scheme

On theme of digitalisation of the financial services and the related cost for the users, we made the following Concrete Proposal : we don’t say that money transfers and remittances should be free of charge; we do say that the service should be sustainable for the provider, accessible for the potential client and affordable for the user. Technologists and Financiers should find out the way to not overcharge the transfer of small amount of money presumably made by people working away from their own places and sending money to those who are in need. If we don’t find out modalities to minimize the commission, we will penalize the poor and mislead the purpose of financial inclusion. This is a technical matter that may be overcome elaborating on the statistical data; it may be assumed, for example, a cheap commission for small amount or linking it to the frequency of the transactions in a given period. Also, it could be studied that the  GVTs  of poor countries may take the charge of the commission or part of it.