Business Practice

Advisory Services in the areas Financial Inclusion// Retail Banking// Project Management// Trust Fund//Revolving Fund// Evaluation//Governance// Microfinance// Training.

MAIN AREAS OF EXPERTISE :

  • FINANCIAL INCLUSION
  • DESIGN CREDIT MODELS
  • NEW PRODUCTS
  • MFI MANAGEMENT AND POLICY
  • PROJECT EVALUATION
  • IMPACT ASSESSMENT
  • GOVERNANCE
  • SME-SMI FINANCING
  • CREDIT LINES ADMINISTRATION
  • GUARANTEE FUND/TRUST FUND
  • GRANT FACILITY
  • INFORMAL FINANCE
  • SEMINARS FOR EXECUTIVES & MANAGERS

SERVICES:

  • Financial inclusion
  • Investigation for markets opportunities & Launch new products
  • Assist MFI decision makers to understand market position and take action
  • Design, Manage, Evaluate Credit Projects – Trust Funds – Guarantee Funds
  • SME financing & Private Sector Development
  • Association in submission Tenders dossiers
  • Project Management & Evaluation
  • Drafting Technical proposals & Methodologies
  • Review and revision MFI Strategy & Management
  • Capacity building, Business development, Financial inclusion
  • Downscaling & Upscaling operations
  • Backstopping position to follow-up multiple field activities
  • Manage financial inclusion at micro and macro level
  • Design credit model
  • Design new products
  • Market segmentation
  • Campaign new products
  • Negotiate and link with digital providers
  • Approach poverty matters
  • Support Start-up and Growth-up business
  • Link with other financial providers (banks, financial institutions, MFI)
  • Funds raising
  • Seminars & Colloquium with Executives & Managers

MATCHING UP INNOVATION AND TRADITION

In 2016 in partnership with International Valuators we launched “ACCELERATORS TO HELP CHANGE THE BUSINESS THROUGH MORE JOBS https://www.linkedin.com/pulse/accelerators-help-change-business-landscape-africa-alaa-badran-icvs?trk=hb_ntf_MEGAPHONE_ARTICLE_POST 

Former Chairman of the Rating Committee Unit – E.Watch Africa. African microfinance rating and Bank Financial Reporting Agency dedicated to evaluating and reporting performance and risk in microfinance institutions (MFIs) and Banks operating in Africa. http://www.ewatchafrica.com/cmspages/page/4

ONGOING PROJECTS

Since 2011: Provision of advisory services in the areas of financial inclusion business. Ongoing:  TWO PROJECTS

In 2015  I launched COLLOQUIUM WITH DECISION MAKERS (https://www.linkedin.com/pulse/project-decisions-makers-africa-ascanio-graziosi?trk=mp-reader-card , which is neither training nor course of lessons, but a Colloquium on strategic issues with micro finance top Executives in their own hub; so they don’t need to travel to Rome, London and Paris. Upon request, they will receive the Document and the Budget. This is a very important Colloquium for those who like to step in the digitalisation of the financial services, based on informative decisions.

French version COLLOQUE SUR L’INCLUSION FINANCIERE”  https://www.linkedin.com/pulse/colloque-sur-linclusion-financiere-ascanio-graziosi?trk=mp-reader-card

“JAMBO” RISK FUND FOR AFRICA Proposed Fund to support financially underserved African entrepreneurs to both Start-up and Growth-up business. https://ascaniograziosi.net/2017/02/14/jambo-twofold-objective/

Overseas Activities

Team Leader & Mission Coordinator:
Burkina Faso, Swaziland, Somalia, Kosovo, (2), Cameroon, Tunisia, Albania, Romania, Russia Federation, Montenegro, Serbia, Morocco (2) and Algeria.

Project Evaluation – Impact assessment Supervision – Governance:
Netherlands Antilles, Cameroon, Mali, Caribbean, Kosovo, Guinea-Conakry, Azerbaijan, Malawi, Bosnia, Montenegro,  West Indies, Niger, Algeria and Morocco (2).

Credit & Micro Finance & SME Specialist 
S.Lucia, Curaçao, Cariforum Countries Malawi, Uzbekistan, Ethiopia, Burkina Faso, Niger, Mali, Albania, Swaziland, Somalia, Romania, Albania, Kosovo, Bosnia, Malawi, Russia Federation, Morocco and Algeria.

Credit guarantee fund/Trust fund/Grant facility:
Tunisia, Bosnia, Caribbean, Romania, Mali, Albania, Netherlands Antilles, Malawi, Algeria, Morocco Ghana and Russia Federation.

Consulting Lecturer in Rural Finance:
Azerbaijan, Albania, Guinea-Conakry, Nigeria and Burkina Faso, Malawi

Credit Co-operatives & Informal finance:
Capo Verde, Niger, Malawi, Mali.

Coordinator of FAO Study Team:
On Finance for Food trade business within the framework of the Program “Food into Cities”. Collaborated as Agricultural Credit Specialist from 1983 to 1998.

EXPERIENCE IN AGRICULTURAL CREDIT – MICO CREDIT-  POVERTY ALLEVIATION
Dr A. Graziosi started the overseas career with FAO as Agricultural Credit Specialist and he worked in the following Countries: CHAD (1983), GUINEA CONAKRI (1985).  CAPE VERT (1986), NIGER (1991), MALAWI (1994) and ETHIOPIA (1997) and 1998).

Long term assignments with legal resident status
He has been Resident Banking & Microfinance Advisor in the following Countries:
MALAWI. FED, 2005-06. Advisor. Management and administration of an Apex credit organization for on lending to NGO and farmers associations;

ROMANIA. EU, 1992-93. Strategist Coordinator EU-EBRD-WB,
Mission for Agriculture Privatisation

SOMALIA. ITA, 1966. Economist with Central Bank of Somalia. FED, 1998-90. Bank Advisor; Credit to small banana growers.

SWAZILAND. FED, 1986-88.Bank Advisor. Management and administration of 5 Micro Credit   lines (2 EU, 1 FAO, 1 WHO 1 AfDB);

BURKINA FASO.Italian Cooperation, 1984-96. Bank Advisor; Micro credit policy for farmers smallholders and cooperatives;

Other short-term assignments on specific micro credit & SME financing:

AZERBAIJAN (2000 – 2001), Consulting lecturer Rural Finance
CAMEROON (2002), Team Leader & Evaluator  Village Banking Project
MALI (1991-92), EU, Microcredit to farmers and 1998, World Bank, Grant Facility
MALAWI (1994), FAO/WHO/UNDP, Food security, Revolving Fund
ETHIOPIA (1997, FAO, Microcredit to farmers. 1998, Draft a Paper for Donor Funding
NIGER (1990 and 1995) FAO, Food security
BOSNIA (2001), UNDP, NGO’s training for field staff and 2002, World Vision Unit’s evaluation, Revolving Fund
KOSOVO (2001) – EU, Evaluation of non-banking financial institution lending to agribusiness
GUINEA CONAKRY (1996), Italian Cooperation, Microcredit project evaluation & Training cooperatives managers, 
St. LUCIA (1998-99 EU, Microcredit to small banana growers, Revolving Fund)
MOROCCO (2008)Italian Cooperation, Evaluation of five micro credit organisations
BOSNIA HERZEGOVINA (2002) Evaluator , micro credit project. 2001 Training field staff

PROJECT EVALUATION – IMPACT ASSESSMENT – SUPERVISION – GOVERNANCE: 
Netherlands Antilles (promotion & financing SME), Cameroon (micro credit institution), Mali (Definition credit policy to address private enterprises), Caribbean (Rice sector: trust fund & liaison with banks), Kosovo (Two evaluations: 1. micro credit institution – 2. Repatriation of refugees), Guinea-Conakry (cooperatives credit), Azerbaijan (SME export & capacity building), Malawi (revolving fund) Bosnia, (guarantee fund) Montenegro (Counterpart fund), West Indies(Banana sector: design a new credit facility), Niger (cereal banks assessment), Algeria (private sector development: SME), Morocco (Two evaluations: 1. Identification & Design & Formulation TA intervention in favor of five micro credit organizations. Draft TOR for TA  – 2.Evaluation and proposal for a new intervention in favor of SME).